When you are looking to buy or refinance a home, there are many options available.  Trust a lender who makes it simple.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
Home Loan Options

When considering a mortgage, Advantage Financial FCU has 15 year and 30 year fixed and adjustable rate conventional loans. Down payments can be as low as 3%.

Our FHA loan is one of the most popular home loan options for individuals without a lot of money to put down and somewhat lower credit scores. It is backed by the Federal Housing Administration. 

VA loans are another home loan option available to eligible service members and veterans. This loan is backed by the Department of Veterans Affairs and may offer up to 100% financing.

To replace an existing mortgage, refinancing your home loan is a great option to reduce monthly payments or lower the interest rate. 

What needs to be considered before taking out a home loan? 

  1. Make sure you have saved enough for the down payment and closing costs
  2. Check your credit and evaluate your rating
  3. Dispute any errors on your credit report
  4. Make sure you have more than two active credit accounts
  5. Leave older, good-standing accounts open
  6. Avoid opening new credit accounts
  7. Don’t use any more credit
  8. Don’t transfer large sums of money between savings accounts

Find rates and more information on home loans here.

For questions or asisstance regarding our mortgage products, please call 855-913-6186

or 800-822-6875 option 3, then option 1.

Mailing address for 1st mortgage payments only: 

Credit Union Mortgage Association PO Box 1145 Fairfax, VA 22038