Finally, a Credit Card That's Affordable—AF!

Finally, a Credit Card That’s Affordable—AF!

Managing credit card debt couldn’t be more easy when you transfer your balance to an AF credit card. Wait, what did you think we meant?

  • 15 months of 4.99% APR* on transferred balances.

  • NO balance transfer fees because why pay to just move it?

  • Bonus $50 Visa® Gift Card† on transfer of $1,500 or more!

Request My Balance Transfer
 

Advantage Financial Balance Transfers

All AF credit cards are eligible for our special balance transfer offer, and—in addition to no balance transfer fees—all our cards also boast NO annual fees.

  • Scorecard Rewards Visa®
    Earn and redeem points for gift cards, discounts, and more.

  • Cash Back Visa®
    Earn 1.5% cash back on every purchase.

  • Low Rate Visa®
    Our lowest rate card, ideal for large purchases.

Whether you prefer a consistently low rate, special rewards points, or cash back on everyday spending, we have options.

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Bring Your Card Balance to Advantage Financial Today!

At Advantage Financial, we make taking charge of debt a breeze, and transferring your credit card balance is just the start.

So toss out your old, high interest credit cards and consolidate those balances onto a card that’s really affordable and helps you save while you spend.

 
Start Balance Transfer Now

 

The promotional rate applies to all Advantage Financial FCU credit card products. No balance transfer fee. Balance transfers successfully processed between April 10, 2025, and October 31, 2025, are eligible for promotional rate.

*APR=Annual Percentage Rate. Intro APR of 4.99% for 15 months from the date the balance transfer is processed. All balance transfers must be completed by 10/31/25. Interest begins to accrue the date the transfer is finalized. Upon expiration of the promotional rate, the APR will be the APR in effect at the time of expiration based on the WSJ Prime Rate plus the margin disclosed to you at the time your credit card account was opened. Cash advances and regular credit card purchase transactions are not eligible for the promotional rate. SJ Prime as of 4/1/25 is 7.50%. Existing Visa® accounts must be in good standing to be eligible. All applications for new Visa® cards are subject to credit approval. Rates are based on the WSJ Prime Rate, as published each month, plus a margin. The margin is determined by your creditworthiness. Maximum interest rate is 18.00%. Monthly payment is 2.50% of your outstanding balance. Other fees may apply. Additional limitations, terms, and conditions apply. Upon receipt of application, we will send you the proper disclosures for your specific card. Contact your local branch for more details and to begin your balance transfers. Membership eligibility required. Federally Insured by NCUA. †Members who transfer balances of $1,500 or more will receive a $50 Visa® gift card.